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Sun, Dec 286:00 pm UTCLucas Oil Stadium
Jacksonville
Jaguars
JAC
Last 5 ATS
W/L12-4
ATS12-5
O/U10-7-0
FINAL SCORE
23
-
17
Indianapolis
Colts
IND
Last 5 ATS
W/L7-9
ATS9-7
O/U9-8-0
SPREAD
MONEYLINE
OVER/UNDER
Last 5 ATS
12-4
Win /Loss
7-9
12-5
Spread
9-7
10-7-0
Over / Under
9-8-0
SPREAD
MONEYLINE
OVER/UNDER

Simulation Picks

SPREAD
JAC @ IND
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MONEYLINE
JAC @ IND
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OVER / UNDER
JAC @ IND
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71%
PUBLIC
29%
MONEY
89%
PUBLIC
11%
MONEY
Over64%
PUBLIC
Under36%
Over
MONEY
Under

Understanding Public and Money

Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.

Expert Picks

SpreadJacksonville -3.5 -115
WIN
Unit1.0
+295
5-2 in Last 7 JAC ATS Picks
Adam's Analysis:

Heavy skepticism about the Jaguars has cost us all season, but in this spot, against a Colts team that was exposed by the 49ers last week, they are the play with the number comin down so signficiantly from a weekly high of nearly a TD. Indianapolis has been eliminated from the playoffs and lost this matchup by 17 points when Daniel Jones was healthy. Backing a team like Jacksonville coming off a monster win like it got in Denver last week is tough to stomach, but the line makes this a tasty option.

Pick Made: Dec 28, 5:32 pm UTC on DraftKings
SpreadIndianapolis +4.5 -110
LOSS
Unit1.0
+255
6-3 in Last 9 NFL ATS Picks
Bob's Analysis:

This game is going to mean more to Phillip Rivers and the Colts. Jacksonville has already clinched their playoff spot and Rivers has progressed over the last two weeks despite the small, recent, sample size. The line continues to move in the Colts favor even though they were eliminated from the playoffs last night. Jacksonville has won four of the last five meetings between these two but in their final home game, the Colts should step up for their home fans and Rivers.

Pick Made: Dec 28, 5:00 pm UTC on BetMGM
Avatar
Receiving YardsTyler Warren Over 47.5 Total Receiving Yards -112
LOSS
Unit1.0
+344
20-14 in Last 34 NFL Player Props Picks
Zack's Analysis:

Sports sometimes show us that it is not about winning, it is about competing. We saw that last week with the Indianapolis Colts on Monday Night Football against the San Francisco 49ers. They lost, but everyone was surprised with how well Philip Rivers performed. A player I expect to break out today is Tyler Warren. Warren has not eclipsed his prop five straight games, but is coming off his second most targets on the season with nine. Take Warren’s over.

Pick Made: Dec 28, 4:37 pm UTC on FanDuel
Avatar
Tackles + AssistsGermaine Pratt Under 7.5 Total Tackles Plus Assists -103
WIN
Unit1.0
+171
7-4 in Last 11 NFL Player Props Picks
Larry's Analysis:

Colts linebacker Germaine Pratt made six combined tackles last week vs. the 49ers, despite San Fran running 66 plays. The Jaguars are not a good matchup for opposing linebackers, generating an average of 14 per game to the position the last three weeks. For the season the Jags' offense is generating the fourth-fewest tackles for opposing LBs.

Pick Made: Dec 28, 4:31 am UTC on DraftKings
SpreadJacksonville -5.5 -110
WIN
Unit1.0
+596
43-33-1 in Last 77 NFL ATS Picks
Larry's Analysis:

The Colts have been eliminated, and their reeling defense just put DeForest Bucker on injured reserve. Yes, Sauce Gardner returns, but the Jaguars have too many weapons for Indy to keep up, even with Philip Rivers getting the start. Jacksonville won the first matchup 36-19 and this could be something similar. With the Texans winning Saturday night, the Jaguars need to win out to ensure they win the AFC South.

Pick Made: Dec 28, 4:22 am UTC on bet365
Avatar
Longest ReceptionBrenton Strange Over 16.5 Longest Reception -120
WIN
Unit1.0
+171
7-4 in Last 11 NFL Player Props Picks
Larry's Analysis:

The Colts' shoddy defense against the tight end position was on full display in Monday night's loss to San Francisco. Now it's Brenton Strange's turn to get loose. He's had a reception of 21 yards or longer in five of his past six games. His one miss came against these Colts when Strange caught a 16-yard pass. That game was played in a driving rain, while this one will be indoors. With Sauce Gardner returning for Indy, Trevor Lawrence also might look inside more Sunday.

Pick Made: Dec 28, 4:12 am UTC on BetMGM
Avatar
ReceptionsMichael Pittman Over 4.5 Total Receptions -114
LOSS
Unit1.0
+62
102-96 in Last 198 NFL Player Props Picks
Daniel's Analysis:

Phillip Rivers threw for 35 pass attempts on Monday night against the 49ers, which was more volume than most thought we’d see from the 44 year old. Rivers should be looking to make the most of his last couple games this season, and now faces a zone-heavy Jaguars defense in this matchup. That’s good news for Colts WR1 Michael Pittman, who has seen his target share increase against zone. Pittman has 5+ catches in 9 games this season, and went off against the Jags for 9 receptions on 12 targets just a few weeks ago. If Rivers and the Colts offense stays pass-happy, Pittman should get plenty of looks.

Pick Made: Dec 28, 4:02 am UTC on FanDuel
SpreadIndianapolis +6 -115
PUSH
Unit1.0
+1208
29-15-2 in Last 46 NFL Picks
+1123
27-14-2 in Last 43 NFL ATS Picks
Brady's Analysis:

The whole country got to see the Colts defense get carved up by the 49'ers on Monday. This, coupled with the biggest win of the season for Jacksonville, beating the Broncos at Mile High, had this line open at an inflated number of 7. It has since come down to as low as 5.5 and may go lower. I love getting 6 and would not want to settle for much less. This is a division game. I expect a tighter result than by a touchdown. Final home game for Indy and I believe we get an all-out effort against their division nemesis. Stock at rock bottom for the Colts and sky high on the Jags, I'll take the division home dog with the points.

Pick Made: Dec 27, 9:45 pm UTC on BetRivers
Avatar
Receiving YardsBrian Thomas Jr. Over 43.5 Total Receiving Yards -114
LOSS
Unit1.0
+916.5
62-44 in Last 106 NFL Player Props Picks
Alex's Analysis:

This line so simply too low for Brian Thomas Jr. who is still an elite talent despite his disappointing production. There is a lot of reasons to be optimistic considering BTJs role in the offense, Trevor Lawrence improving, and this looks like a great matchup as well. Last week Thomas was shadowed primarily by Pat Surtain and an elite Denver coverage unit. That will not be the case against a depleted Colts secondary who have become a significant pass funnel. Thomas is running routes deep down the field and this is an excellent spot that I’ll also be aggressively laddering.

Pick Made: Dec 27, 1:50 am UTC on BetRivers
SpreadJacksonville -5.5 -112
WIN
Unit1.0
+806
16-7 in Last 23 NFL ATS Picks
+426
13-8-1 in Last 22 JAC ATS Picks
Mike's Analysis:

Colts QB Philip Rivers was much improved in his second appearance Monday after a five-year NFL hibernation, but Indy’s defense resorted to some bad old ways. The superior QB now is not the Hall of Famer, Class of 2030, but Trevor Lawrence, perhaps Class of Never. He has been on a tear and should be able to extend it against a barely perceptible pass rush. The Colts have dropped five consecutively SU in stark contrast to the Jags stringing together six straight Ws — by a staggering average margin of 18.6. Never mind that Rivers has been this large of an underdog once before in his illustrious career. This is Philip 2.0.

Pick Made: Dec 26, 9:06 pm UTC on BetRivers
SpreadJacksonville -6.5 -108
LOSS
Unit1.0
+412
33-26 in Last 59 NFL Picks
+81
3-2 in Last 5 NFL ATS Picks
+1018
28-16-3 in Last 47 IND ATS Picks
R.J.'s Analysis:

Philip Rivers has held his own in his return from retirement, but he faded late in the 49ers game and threw a back-breaking pick-six to put the game out of reach. The Colts also couldn't run the ball or get any stops against the 49ers, who didn't punt in the game. This week's matchup could be a similar situation against a Jaguars team with a QB playing out of his mind and a strong rush defense that gave Jonathan Taylor fits in the first meeting. The Jaguars have scored 25+ in eight straight since the bye, and the Colts secondary should be no match for Jacksonville's depth at receiver. I could see the Jags getting to 40 in this one.

Pick Made: Dec 23, 4:01 pm UTC on DraftKings

Team Injuries

Jacksonville Jaguars
Monday, Jan 12, 2026
Avatar
OG
Cole Van Lanen
KneeQuestionable
Sunday, Jan 11, 2026
Avatar
OT
Patrick Mekari
BackQuestionable
Avatar
DE
Danny Striggow
AnkleQuestionable
Wednesday, Jan 07, 2026
Avatar
CB
Montaric Brown
Nose
Avatar
CB
Greg Newsome II
Shoulder
Avatar
CB
Jarrian Jones
Illness
Indianapolis Colts
Wednesday, Jan 14, 2026
Avatar
CB
Cameron Mitchell
CalfQuestionable
Monday, Jan 05, 2026
Avatar
TE
Will Mallory
ChestQuestionable
Avatar
CB
Sauce Gardner
CalfQuestionable
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