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Sat, Dec 269:30 pm UTCState Farm Stadium
68 F
San Francisco
49ers
SF
Last 5 ATS
W/L6-10
ATS7-9
O/U8-8-0
FINAL SCORE
--
-
--
Arizona
Cardinals
ARI
Last 5 ATS
W/L8-8
ATS7-9
O/U5-11-0
SPREAD
MONEYLINE
OVER/UNDER
Last 5 ATS
6-10
Win /Loss
8-8
7-9
Spread
7-9
8-8-0
Over / Under
5-11-0
SPREAD
MONEYLINE
OVER/UNDER

Simulation Picks

SPREAD
SF @ ARI
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MONEYLINE
SF @ ARI
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OVER / UNDER
SF @ ARI
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0%
PUBLIC
0%
MONEY
0%
PUBLIC
0%
MONEY
Over0%
PUBLIC
Under0%
Over
MONEY
Under

Understanding Public and Money

Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.

Expert Picks

Arizona -6.5 -110
LOSS
Unit1.0
+2425
44-18-4 Last 66 NFL ATS
+655
11-4 Last 15 NFL ATS
Mike's Analysis:

The 49ers have not played in their stadium since Nov. 5 after relocating to Phoenix, and the extended time away from home surely is wearing on them. They are down to quarterback No. 3, C.J. Beathard, whose straight-up record as a starter is 1-9. The Niners, overwhelmed by injuries, have won once outright in the past seven games with superior QBs. With 14 sacks in the last two weeks, ravenous Cardinals pass rushers will have Beathard on his heels.

Pick Made: Dec 26, 7:17 pm UTC on whnj
Arizona -5.5 -112
LOSS
Unit1.0
+2577
84-53-4 Last 141 NFL ATS
+1696
48-28-2 Last 78 NFL ATS
Adam's Analysis:

This is on its way to a full touchdown, but I'm still comfortable picking the Cardinals. Kyle Murray is undefeated ATS (2-0-1) against the 49ers, and this San Francisco team is going to have trouble scoring. Even Arizona coach Kliff Kingsbury won't throw this one away. The Cards have won consecutive games ATS, while the 49ers are on an 0-3 ATS streak. Forget the quarterback change in San Francisco, it is down significant playmaking talent as well.

Pick Made: Dec 26, 4:57 pm UTC on consensus
Arizona -4.5 -110
LOSS
Unit1.0
+2053
98-78-4 Last 180 NFL
+681
29-20-1 Last 50 NFL ATS
R.J.'s Analysis:

I typically wouldn't be looking to lay this many points in a divisional matchup like this, but I just don't see the 49ers having much success on either side of the ball with their numerous injuries. Yes, George Kittle is on the way back, but that's more than outweighed by losing Nick Mullens, Deebo Samuel, Raheem Mostert and Richard Sherman. A healthy Kyler Murray should have success against a banged-up 49ers defense, while the Cardinals' ninth-ranked DVOA defense is good enough to limit what C.J. Beathard can do. I think this line should be Cardinals -6.5 or -7 due to the San Francisco injury report, so this is some nice value in the matchup.

Pick Made: Dec 25, 8:26 pm UTC on whnj
Arizona -5 -110
LOSS
Unit1.0
+2450
202-148-2 Last 352 NFL
+300
3-0 Last 3 NFL ATS
Larry's Analysis:

The Cardinals are 5-0-1 ATS in the last six meetings, and that should continue Saturday against the C.J. Beathard-led 49ers. Arizona has 14 sacks the past two weeks, and should force Beathard into mistakes. Deebo Samuel remains out, and George Kittle isn't going to play a full complement of snaps. Lay it.

Pick Made: Dec 25, 3:44 am UTC on whnj
Arizona -5 -110
LOSS
Unit1.0
+1754
33-14-3 Last 50 NFL ATS
+411
22-16-2 Last 40 NFL ATS
Hammer's Analysis:

The 49ers just gave up 41 points to the Cowboys, and now they have to deal with Kyler Murray. With C.J. Beathard slated to start for San Fran, back the Cardinals to win and cover.

Pick Made: Dec 23, 4:48 am UTC on whnj
Arizona -4.5 -110
LOSS
Unit1.0
+1938
37-12 Last 49 NFL ML
+1076
22-10 Last 32 NFL ATS
Matt's Analysis:

News just came down that Niners QB Nick Mullens is expected out with an elbow injury and that third-string QB Josh Johnson landed on the reserve/COVID-19 list. He would’ve been promoted. That means it presumably will be CJ Beathard here as I can't imagine a scenario where the nothing-to-play for 49ers try to put Jimmy Garoppolo back out there. Arizona, meanwhile, can clinch a playoff spot with a win and some help on Sunday. This doesn't seem like it will be very close -- San Francisco as it is has failed to cover six straight in the series.

Pick Made: Dec 22, 7:19 pm UTC on whnj

Team Injuries

San Francisco 49ers
Thursday, Jun 04, 2026
Avatar
QB
Mac Jones
UndisclosedQuestionable
Wednesday, Jun 03, 2026
Avatar
DT
Osa Odighizuwa
ElbowQuestionable
Avatar
DE
Keion White
AnkleQuestionable
Avatar
CB
Nate Hobbs
Knee - MCLQuestionable
Avatar
TE
Jake Tonges
FootQuestionable
Avatar
LB
Tatum Bethune
GroinQuestionable
Avatar
CB
Jakob Robinson
ForearmQuestionable
Avatar
SAF
Ji'Ayir Brown
HamstringQuestionable
Thursday, May 28, 2026
Avatar
RB
Isaac Guerendo
PectoralQuestionable
Thursday, Feb 12, 2026
Avatar
DE
Nick Bosa
Knee - ACLQuestionable
Avatar
TE
George Kittle
AchillesQuestionable
Avatar
DE
Mykel Williams
Knee - ACLQuestionable
Arizona Cardinals
Monday, Jun 15, 2026
Avatar
LB
Karson Sharar
HamstringQuestionable
Wednesday, Jun 10, 2026
Avatar
DL
Kaleb Proctor
Knee - MeniscusQuestionable
Avatar
DT
Walter Nolen
Knee - MeniscusQuestionable
Thursday, Jun 04, 2026
Avatar
RB
James Conner
FootQuestionable
Wednesday, Jun 03, 2026
Avatar
P
Blake Gillikin
BackQuestionable
Avatar
LB
Mack Wilson
RibsQuestionable
Avatar
OL
Valentin Senn
UndisclosedQuestionable
Avatar
SAF
Kitan Crawford
AnkleQuestionable
Avatar
TE
Tip Reiman
AnkleQuestionable
Avatar
RB
Trey Benson
Knee - MeniscusQuestionable
Tuesday, Apr 14, 2026
Avatar
SAF
Joey Blount
NeckIr
Wednesday, Feb 11, 2026
Avatar
CB
Garrett Williams
AchillesQuestionable
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