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Live dealer baccarat: Best real money live baccarat online
Live dealer baccarat has become a popular staple at online casinos. This guide breaks down what the experience of live baccarat online is like and how to find the best options for you.
When players join a live baccarat online table in legal, regulated states, including Michigan, New Jersey, Pennsylvania, and West Virginia, they experience an engaging, in-person casino gambling atmosphere. Games are streamed from dedicated studios and use human dealers, allowing players to enjoy real-time gameplay and interactive chat.
In this guide, I explain everything you need to know about playing live baccarat casino games, including what to expect during gameplay and which titles are available at the top online casinos in the U.S.
Live dealer baccarat online casinos we recommend
Live baccarat online casino offers you can claim today
Many of the top licensed real money online casino apps carry live dealer baccarat, which has become one of the more popular games available. Each operator offers alluring welcome offers for first-time users. Here is what is available, as of September 11, 2026.
Casino Name
Welcome Offer
Promo Code
bet365 Casino
100% deposit match up to $1,000 in casino credits + up to 1,000 bonus spins
NJ, MI: Deposit Match up to $1,000 in Casino Credit + $25 Sign-Up Credit | WV: Deposit Match up to 2,500 in Casino Credit + $50 Sign-Up Credit + 50 Bonus Spins | PA: Up to 1,000 Bonus Spins + "Spin The Wheel"
Best live baccarat online casinos for different player needs
Not all live dealer baccarat online casino games are for everyone. Different players have different tastes, of course. Fortunately, live dealer casino titles abound at legal casino apps in the U.S. Here's a glance at a few characteristics of online baccarat live dealer games that might suit certain users better than others.
DraftKings Casino: Best live dealer baccarat for low minimum tables
The DraftKings Casino bonus gives new users access to a select number of online casino live baccarat real money games, but each one provides a different experience with low minimum bets.
There's the exclusive DraftKings Live Dealer Baccarat, which checks the usual boxes of the casino's live dealer offerings. VIP Baccarat and Speed Baccarat Live change the rules while still permitting low $1 minimums.
Number of games: Four
Betting amounts: $1 minimum
Exclusive games: DraftKings Live Dealer Baccarat
Regulated by: MGCB, PGCB, NJDGE, WVLB
PROS
CONS
All tables start at $1 minimum
Few exclusives
Speed, VIP options available
Lack of variety
Helpful information shown before joining room
Our Verdict: DraftKings Casino is my top choice for playing low-stakes live dealer baccarat. I can still make big bets if I want to, but the low cost of entry means I can try each game without breaking the bank.
BetMGM Casino: Best online baccarat live dealer for quick seating
The BetMGM Casino app is arguably one of the top online casinos when it comes to live dealer games, and it's no different when it comes to live dealer baccarat. Not only are wait times short, but the operator also boasts exclusive titles that allow players to enjoy a unique experience in short order.
On one hand, there's BetMGM Baccarat Gold, a live dealer game with a premium feel. Even at BetMGM Casino, you can play Baccarat Live From Borgata, which brings you right to the casino floor in Atlantic City.
Number of games: Four
Betting amounts: $1 minimum, $1,000 maximum
Exclusive games: BetMGM Baccarat Gold, Baccarat Live From Borgata Casino
Regulated by: MGCB, PGCB, NJDGE, WVLB
PROS
CONS
More tables means shorter wait times
Lower maximum bets
Multiple exclusives
Can't view available seats from lobby
Betting amounts as low as $1
Our Verdict: BetMGM's wider selection of games and low minimum/maximum bets make this a great "get in and get out" online casino for live dealer baccarat. Bonus points for having multiple exclusive titles.
Best live baccarat online casino for high-limit rooms
Players who take advantage of the Caesars Palace Online Casino promo code will find live baccarat titles that allow some of the highest limits in the legal online casino landscape, reaching as high as $20,000.
There are three games on tap here, including the exclusive Caesars Live Baccarat. That's the one with high-reaching limits of up to $20,000. The others range from $5,000 to $10,000 and have minimums of $1.
Number of games: Three
Betting amounts: $1 minimum, $20,000 maximum
Exclusive games: Caesars Live Dealer Baccarat
Regulated by: MGCB, PGCB, NJDGE, WVLB
PROS
CONS
Minimum bets as low as $1
Fewer games than competitors
Caesars exclusive permits $20,000 max bet
Only one exclusive game
HD video streaming
Our Verdict: Caesars Palace Online Casino still boasts a low get-in price, but it shines thanks to its sky-high betting limits. The high-definition streaming quality is a nice bonus, too.
bet365 Casino: Best live baccarat online for mobile play
While live dealer baccarat can seem similar across most titles, bet365 Casino provides offerings that cover all the bases, not only with straightforward gameplay and titles that create faster sessions, but also through the presentation and user-friendly interface.
It's worth noting that there are different options available depending on your location. New Jersey has an exclusive bet365 Baccarat, while Pennsylvania features bet365 Speed Baccarat. bet365 Casino Michigan does not offer an exclusive table.
Number of games: Three
Betting amounts: $1 minimum
Exclusive games: bet365 Baccarat
Regulated by: MGCB, PGCB, NJDGE
PROS
CONS
Low betting minimums
Fewer varieties
Baccarat roadmaps shown in lobby
Few exclusives
Optimized for mobile devices
Our Verdict: I love having the chance to view the roadmap right from the lobby. Convenience is key with bet365 Casino, and it's clear that they're prioritizing the mobile audience.
Bonuses and live table limits for live dealer baccarat
By and large, licensed online casinos in the U.S. allow users to play live baccarat for as little as $1, though betting limits can vary based on the table. On top of that, a select few iGaming operators let players work through playthrough requirements from casino bonus codes by playing live dealer baccarat.
Casino
Live Baccarat Minimum Bet
Bonus Applies To Live Tables
Bally Bet
$1
Yes
Bet365
$1
Yes
BetMGM
$1
No
betPARX
$1
No
Borgata
$1
No
Caesars Palace
$1
No
DraftKings
$1
No
FanDuel
$1
No
Golden Nugget
$1
No
Hard Rock Bet
$1
No
Play Gun Lake
$1
Yes
PlayStar
$1
No
Users should note that some online casinos may offer different contribution rates with live dealer games, and minimum bets also vary based on the studio and table type. Be sure to review the terms and conditions of any casino bonus to verify any information you may have.
What live dealer baccarat feels like at the table
With human dealers streaming live to players from dedicated studios, that alone sets live baccarat apart from the best online baccarat casino games that rely on a random number generator. Not only are the dealers handling physical cards, but they also interact with players "sitting" at the table via webchat.
After users navigate to the live dealer or live casino section of their favorite operators to locate casino games with best odds, they can join a live dealer baccarat table and immediately see the difference between live dealer and RNG baccarat.
Players who enjoy the studio setting and real-time dealer interaction may also want to explore live dealer roulette, which offers a similar live casino atmosphere with a different style of betting.
The high-definition cameras provide a realistic, in-person gambling experience on desktop and mobile devices. What's more, live dealer casinos use special technology that reads each physical card as it is dealt and instantly provides a picture of that card to your betting window for a quicker result.
In addition to various betting selections throughout the game, the betting window also houses a betting timer that usually sits around 50 seconds but can go to under 30 seconds for speed-style games. Also in the window is a chat box for players to chat with each other and the dealer.
Users should keep an eye out for certain table labels in the lobby. Those that say "no commission" indicate that winning banker bets do not require a standard 5% commission fee that goes to the table. Otherwise, any banker bets will have that fee included.
Finally, players may notice that some live dealer baccarat tables may seem faster- or slower-paced than others. Part of that can be attributed to the style of game, like the aforementioned Speed Baccarat versus the standard game.
Squeeze Baccarat, meanwhile, involves dealers slowly revealing corners of the cards to create drama, though there are some variations of this title in which users control the timing of the reveal themselves.
What happens in a live baccarat round
Once users find a live dealer baccarat game they like, they can choose an empty seat and join the game. If there are no available spaces, they can join the waitlist until a spot opens up. From there, a video feed will open to show the dealer at a physical table.
When the round begins, a betting window will pop up containing a timer (ranging from under 30 seconds to around 50 seconds, depending on the variation) and betting options. Simply select your preferred virtual chips displayed on the screen to make a wager.
Once all players make their bets, the dealer will deal out real cards. Their values automatically populate on players' screens to provide a clear view of their values.
Typically, online live baccarat games also display roadmaps (commonly known as bead roads or big roads) to show results of past rounds and potentially indicate patterns.
Some games also have smaller roadmaps that stem from more immediate past deals. All results from gameplay will be instantly announced by the dealer, with all winnings and commission fees (if applicable) instantly calculated.
To make things more similar to in-person gambling, users can open the chat room throughout the round and socialize with the dealer and other players – perhaps to discuss baccarat strategy or to talk about what's going on in the game.
Live baccarat online vs. RNG baccarat
Each live baccarat game online differs from the standard digital table game. Human dealers obviously handle physical cards, meaning that each round of gameplay is determined by the luck of the draw. Non-live baccarat games, meanwhile, use a random number generator (RNG) that provides instant results.
Live baccarat online, of course, offers interaction among players and dealers via dedicated chat rooms, which cannot be found with non-live dealer baccarat. Players who enjoy live card games but want more decision-making on each hand may also prefer live dealer blackjack.
Live Dealer Baccarat
RNG Baccarat
Pace Per Hand
Betting timers range from under 30 seconds to 50 seconds, creating slower gameplay
Users can play at their own pace with instant results
Transparency
Physical cards and chips handled by live dealers
Random number generators determine each hand's outcome
Table Vibe
Live chat rooms allow players to interact with each other and dealers
No social interaction
Lobby Friction
Users can only play at tables with open seats or wait for seats to open
Players can play hands instantly once they select a game.
Table Types
Variations include speed, squeeze, no commission and high-limit tables
Mostly standard RNG
Take note that odds can vary depending on rules and table formats, but our guide to the odds of winning at baccarat online provides a more detailed breakdown of what to expect.
Live baccarat table types you'll see online
The most common form of online live baccarat is the standard variation, but there are other variations players can consider.
Classic live baccarat tables
This is the standard and most common variation of live dealer baccarat found at real money online casino apps. Betting timers last around 50 seconds and minimum bets hover around $1. A bit slower than others, it is an ideal form of live baccarat for new players looking to learn more about the game while managing smaller bankrolls.
Speed live baccarat tables
The biggest difference between speed live baccarat online and the standard variation is the betting timer, which is typically under 30 seconds for speed versions. This creates faster gameplay and, of course, quicker decisions by players. Lightning Baccarat is one example of a game that fits into both the live dealer baccarat and live dealer game shows categories.
Players who prefer faster-paced live table action may also be interested in live dealer craps online, another live casino format built around quick betting rounds and an energetic table atmosphere.
Baccarat Squeeze and Controlled Squeeze
The pace slows down a touch with squeeze variants of live dealer baccarat. Live Baccarat Squeeze features the traditional Asian-style card reveal, as game developer Evolution puts it, that includes dealers slowly revealing cards by their corners to build suspense.
In Live Baccarat Control Squeeze, players can control the reveal themselves thanks to cameras installed under the table that can instantly stream the feed to players' screens if they decide they want to see the cards quicker. All players need to do is click on the corner of any card to peel back an overlay mask to reveal the card's value.
No-commission live baccarat tables
In standard live dealer baccarat, winning banker bets carry a 5% commission fee that goes straight to the online casino. That doesn't happen at non-commission tables, with most banker wins carrying even-money odds unless the banker wins with a total of 6, which pays out at reduced odds of 1:2.
Non-commission tables usually play faster because there is no commission fee to calculate and collect.
VIP / high-limit live baccarat rooms
Catered toward more experienced and advanced players, high-limit and VIP live dealer baccarat tables call for higher minimum bets, meaning that users with larger budgets might be more comfortable here than beginners.
Live baccarat with side bets
Live dealer baccarat is anchored by three main bets, of course: wagering on a win by the player (1:1 payout), the banker (1:1) or a tie ( 8:1). Sometimes, though, players can come across games with side bets, such as Player Pair or Banker Pair, which is betting that the first two cards on that hand are a pair.
There are also Pair and Perfect Pair wagers (matching card rank and suit). While these additional options can create more intriguing ways to play and potentially win, these side bets can come with higher house edges, ranging from over 10% to nearly 15%.
Playing live baccarat online on mobile
First and foremost, users need to ensure they are playing live baccarat online via a stable and reliable internet connection to prevent potential lag times in gameplay. This can be accomplished by disconnecting other devices on the same network, which optimizes the connection.
Live dealer baccarat can be played either in portrait or landscape mode on a mobile device, though many users prefer the landscape display to more clearly see the table, betting window, and roads of previous rounds.
Is live baccarat online legal in the US?
Seven states have legalized casino apps, including in Michigan, New Jersey, Pennsylvania and West Virginia. Availability may vary by state and regulatory body, but for the most part, live baccarat can be found in the library of those licensed operators.
Users, of course, can visit their favorite real money online casino apps to verify if online baccarat live dealer titles are available. It should be emphasized that they differ from the standard baccarat games that use a random number generator (RNG).
After logging into their accounts, customers can visit the live dealer section (as opposed to table games) to confirm that they can play live baccarat.
Responsible play for live baccarat sessions
When it comes to live dealer baccarat, it's of course important to remember that it is a form of entertainment rather than a reliable form of income. As such, users should be sure to practice responsible gambling and keep several things in mind.
As online live baccarat can often move at a slower pace, it can be difficult to remember that the time spent playing can quickly add up. For this reason, it's recommended that players set time reminders within their online casino accounts, which enable pop-up notifications to alert users to how long they've spent gambling.
Similarly, customers can also trigger time-outs or cooling-off periods, which allow them to take time away from online casinos. If nothing else, it would be wise for players to set a session endpoint before joining a table and stick to it.
Online casinos also emphasize the use of setting deposit, bet, and loss limits, which helps users better budget their bankrolls and limit how much money is spent playing live dealer baccarat.
Responsible Gaming
Bettors must be 21 years or older and otherwise eligible to register and place wagers at online casinos. If you or someone you know has a gambling problem, please seek free assistance from trained professionals such as the Problem Gambling Help Network.
Real human dealers, streaming from dedicated studios, shuffle and deal physical cards just as you would see at a land-based casino. Whereas the results of standard online baccarat are determined by random number generators, live baccarat online is solely based on the real deal. The social interaction among players and dealers, occurring in a chat room within each game, brings the atmosphere of in-person casino gaming to the comfort of your own home.
Is live baccarat online dealt from real cards?
Yes. Human dealers shuffle and reveal real cards in online live baccarat games, which differ from the straightforward digital baccarat titles that rely on random number generators to determine round outcomes.
Can you play live baccarat online for real money in the US?
Yes. Live dealer baccarat online casino titles are available to play for real money at licensed and regulated online casinos in seven states, including Michigan, Pennsylvania, New Jersey and West Virginia.
What's the difference between live baccarat and RNG baccarat?
Online baccarat live dealer games involve human dealers handling real cards, with each round dependent on the actual deal. On the flip side, non-live baccarat at online casinos relies on a random number generator (RNG), a computer algorithm that determines each wager's result.
Do live baccarat tables have a betting timer?
Yes. Many live dealer baccarat games have a betting timer that can last as long as 50 seconds for players to make a decision, though there are some titles – such as Speed Baccarat – that move faster due in part to a timer that is under 30 seconds long.
What does "no commission" mean on live baccarat tables?
No commission in live dealer baccarat games means that players do not need to pay a 5% commission to the online casino if they bet on the banker to win. As a result, most banker wins pay even money unless the banker wins with a total of 6, which pays out at 1:2 odds. These games traditionally move faster as there is no need for commission calculations.
What is live baccarat squeeze, and why is it slower?
Squeeze variations of live dealer baccarat are slower-paced because dealers slowly reveal corners of the cards to create drama around their value. There is a controlled squeeze variation that allows players to see card ranks on their own timeline, though it is still not as fast as standard live baccarat.
Which live baccarat online providers are best?
Evolution Gaming and Pragmatic Play Live are among the top providers for live dealer baccarat at online casinos. These studios are renowned for their innovative gameplay ideas and can be trusted to provide safe, enjoyable live dealer baccarat games.
Can you use bonuses at a live baccarat online casino?
While rare, some real money online casino operators allow users to use casino credits to play live dealer baccarat. That said, some platforms only let those players account for a percentage of playthrough requirements, so users should be sure to review the terms and conditions of bonuses to see what is allowable.
Why are live baccarat minimum bets sometimes higher?
Online live baccarat tables try to cater to every player and budget. Lower minimums are better for new users or those looking to manage their bankrolls more effectively while still enjoying the live dealer experience. Higher-limit tables, meanwhile, are better for more experienced players with larger budgets.
Can you play live dealer baccarat online casino tables on mobile?
Live dealer baccarat is available to play on mobile devices, though it is recommended that users not only use reliable internet connections but also optimize them by disconnecting other devices that may be using the same connection. Doing this will typically prevent lag times in gameplay and make the experience more seamless and enjoyable.
Our editorial team's selections for "the best real money live baccarat" are based on independent editorial analysis, not on operator payments. We evaluate licensed operators across criteria, including bonus value and transparency, wagering requirements, payout reliability, customer support, and responsible gaming practices. Rankings reflect our team's opinion at the time of review and may be updated periodically.
