Players can find several Mastercard casino options in states with regulated casino apps, including Michigan, New Jersey, Pennsylvania, and West Virginia. Mastercard credit cards are accepted at a handful of online casinos, including Fanatics and FanDuel, but it's worth noting that many operators no longer allow you to make deposits with this payment method. That said, most legal casinos still support Mastercard debit and prepaid cards to make secure transactions.
In this guide, I provide the data that can help you to compare the best online casinos that accept Mastercard. Plus, I dive into how casino deposits and withdrawals work and highlight potential fees and payout processing times.
In addition, you get a list of trusted alternative options if your online casino doesn't support Mastercard transactions.
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Why Mastercard is a trusted payment method for online casinos
There is a select group of debit and credit card brands that carry the reputation and trust that Mastercard garners, a brand that has been around since 1980. One contributing factor to that renowned standing is the safety and security that Mastercard delivers to its customers.
That includes the Mastercard Identity Check program, which serves as authentication for online purchases by asking customers to enter a unique one-time code that Mastercard supplies either via email or text to confirm the transaction.
On top of that, Mastercard also provides fraud monitoring to detect and flag any unusual activity – similar to systems that are in place with legal casino apps – that may originate from multiple sign-in attempts or payments by someone else. If this happens, the bank will alert customers.
Getting started with a Mastercard casino is simple, although users will need to have several pieces of information ready to link their payment method to the best online casino of their choice.
Once they log into their online casino accounts, customers can navigate to their wallet and select Mastercard as a deposit method. Then, users will need to enter the following:
Card number
Security code
Name on the account
Mailing address associated with the account
From there, players can enter and confirm how much they want to deposit into their online casino accounts and even claim a casino welcome bonus offer. Typically, licensed online casinos will not assess any additional transaction fees. That said, some banks may have their own policies in place that could result in fees.
It would be wise for users to verify with their banks if a Mastercard casino transaction comes with additional fees.
The last thing to consider is that some Mastercard casinos do not accept credit cards, such as DraftKings, FanDuel, Caesars Palace, BetMGM and Golden Nugget Casino. While players may see the Mastercard logo in the accepted payment method list of their preferred casino apps, they should confirm that those operators accept credit cards.
Withdrawal information for Mastercard casinos
When users are ready to make withdrawal requests with Mastercard casino sites, they first need to be sure they have previously connected the payment method to their account. That can be done by making a real-money deposit with that same card.
Customers should also be aware that, sometimes, withdrawal requests will not be processed instantly. However, once established as a verified deposit and withdrawal method, accepting Mastercard qualifies many apps as instant withdrawal casinos, based on our extensively researched evaluations.
Below is a snapshot of the estimated time each Mastercard casino expects to process withdrawal requests:
Users opt for Mastercard casinos for the ease and speed of depositing and withdrawing, as well as the security and safety of using a reliable brand that is accepted at nearly every online casino site for real money. It also tends to have faster deposits and withdrawals than American Express casinos.
On the flip side, some withdrawals with Mastercard take longer than alternative methods, not to mention the fact that some of the top online casinos do not accept credit card payments or withdrawal requests.
Pros of Mastercard casinos
Cons of Mastercard casinos
Accepted at most online casinos.
Fast deposit times, allowing users to begin playing almost instantly.
Strong security measures that protect personal and financial information of customers.
Some top online casinos do not accept credit cards.
Transactions may be subject to additional fees imposed by card issuers.
Slower withdrawal times compared with other card issuers like Visa.
Safety standards behind casinos that accept Mastercard
The biggest sell for using Mastercard for deposits and withdrawals is the decades that the company has been around, during which time Mastercard has proven that it can protect user information while establishing itself as a desired payment method with a majority of retailers and merchants around the world.
Any transaction made with Mastercard is not only overseen and monitored by Mastercard itself, but also by federal and state regulations to fight fraudulent activity such as identity theft.
That said, Mastercard casino customers should keep a few tips in mind to ensure each transaction is secure:
Do not store card information within an app or website, further protecting your privacy.
Confirm that all information associated with the Mastercard account (name, address, etc.) is updated and correct.
Keep tabs on all Mastercard transaction activity to potentially flag illegitimate use of the card as early as possible.
If customers suspect their cards have been stolen and are being used to make fraudulent payments, they should alert Mastercard right away.
Other safe payment casino alternatives to Mastercard
For those who do not have a Mastercard account, or for those who wish to use a different payment method, some of the best online casinos accept various alternatives that have also proven to be safe and secure.
That includes PayPal casinos, a digital wallet option that securely stores debit and credit cards as well as online banking information to create a quick and safe payment method with legal casino apps. Users can find a similar option with Apple Pay casinos, although this is available only to Apple users.
Getting back to debit and credit cards, Visa casinos are also a proven go-to choice and are accepted at nearly every licensed online casino. There are a number of payment methods available to users, including credit card casinos and Skrill casinos as potential alternatives.
Responsible Gaming
Bettors must be 21 years or older and otherwise eligible to register and place wagers. If you or someone you know has a gambling problem, please seek assistance from trained professionals such as the Problem Gambling Help Network.
Which online casinos allow me to use a prepaid Mastercard?
Of the 14 top online casinos reviewed, all but two accept Mastercard as a method for deposits and withdrawals, including BetMGM Casino, Caesars Palace, and FanDuel Casino.
Users should verify with their card issuer's policies if online casinos are permitted, as well as if transaction fees may be imposed with any deposit or withdrawal.
Can I cash out my casino winnings directly to my Mastercard?
Each online casino carries its own set of policies and rules surrounding withdrawals, so users should review them for verification. Typically, Mastercard debit cards will receive payouts within three business days at most.
As for credit cards, again, customers should review online casino policies to confirm they accept that payment method. For example, DraftKings Casino and Golden Nugget Casino do not allow for credit card payments.
Will I be charged extra fees when I deposit or withdraw using Mastercard?
Every licensed Mastercard casino emphasizes that it will not impose any additional fees on transactions. However, they also warn that some financial institutions may have policies of their own that result in added fees. As such, customers should confirm with their card issuers if a transaction fee is to be expected.
How can I find out if a casino offers bonuses for Mastercard users?
Users can log into their online casino accounts to see what's available by navigating to the promotions or rewards tab of those casino apps.
Is paying with Mastercard at online casinos a secure option for me?
Yes. Both Mastercard and online casinos have security measures in place to protect users' personal and financial information and flag potential fraudulent activity. Should any issues arise, customers can contact their card issuers to dispute any perceived illegitimate transactions.
Our editorial team's selections for the "best online casinos that accept Mastercard" are based on independent editorial analysis, not on operator payments. We evaluate licensed operators across criteria, including bonus value and transparency, wagering requirements, payout reliability, customer support, and responsible gaming practices. Rankings reflect our team's opinion at the time of review and may be updated periodically.
