Although withdrawal speed is a primary factor for many when the subject turns to payouts, this guide takes a different approach and concentrates on casinos offering the best Return-to-Player (RTP) percentages on slots and other games. I have reviewed the top platforms to see which ones feature the best online casino payout percentage and carry the most games where players have the best chance at a return.
Best payout online casinos in the US (September 2026)
Since an overall average slot RTP wasn't available from these operators, we provided the current average of the first five slot games filed under "top slots" from each online casino.
Payout percentage vs. withdrawal speed: two different things
Bettors need to understand the difference between the best payout online casino and the fastest payout casino. This guide strictly covers the top online casinos in the U.S. that offer the best opportunities for players to win.
A platform that could be considered the best RTP casino would deliver lots of games that pay out often, like some of the highest RTP slots. RTP stands for return-to-player to indicate the suggested rate at which a game or online casino pays its bettors.
If a slot title features a 97% RTP, it means that, over time, this game will be expected to return $97 in payouts for every $100 wagered. A higher RTP for a game also translates to a lower house edge, thus benefiting players.
Even though they are somewhat connected and should be something players look at, an online casino payout percentage is vastly different from withdrawal speed. Those attempting to identify the fastest payout casinos can utilize that specific page to learn more about different payout methods and their respective payout speeds.
How casino payout percentages are calculated and verified
The options for the highest payout online casino are all licensed and regulated in each state they permit wagering. While this is useful for security purposes and knowing you're betting with a verified platform, it also helps with knowing these provided RTP figures are legitimate.
Various independent testing labs like eCOGRA and iTech Labs are used to inspect everything associated with these online casinos, including making sure the RTP rates represent games accurately. These labs test every game for overall fairness, including the random number generators (RNG) used for lots of titles, and of course, the provided RTP.
Online casinos often list the regulatory companies used for licensing and testing somewhere within their platforms. Players can sometimes find the actual certification granted right from the casino app.
Even after operators and games are cleared for play, they must still pass regular audits conducted by each state's regulators. So as long as you're using a licensed online casino, you know the payout percentages are valid.
Best payout casino reviews and recommendations
Let's take a deeper look at some of the options for best payout online casino based on high RTP games and what they have to offer.
DraftKings Casino
DraftKings Casino is typically around the top of most lists for best payout online casino. It provides lots to be excited about, including a wide range of high RTP games, making it among the great choices for the highest payout online casino.
As for specific games with quality RTP rates, players can find several on the platform. Currently, its highest-rated slot is the title Golden Chief, which features a 98.14% RTP.
The 5-reel slot offers 100 paylines and plenty of opportunities to cash in within several bonus rounds. In total, players can unlock three different rounds through scatter symbols, consisting of Totem Riches, Cash Canyon, and Free Spins.
Naturally, the best part of all is how often the game rewards its players. With an RTP exceeding 98%, players are expected to see about $98 back for every $100 wagered on the game over time.
Another great option for the best payout online casino is FanDuel Casino. Like DraftKings, it features more than enough intriguing games with high RTP rates, like some of the best-paying slots.
Aside from Golden Chief, Blood Suckers is an additional great title with one of the highest RTP percentages. At 97.99%, only a handful of games currently available top this online slot in terms of RTP.
Blood Suckers showcases a 5-reel, 3-row slot with 25 paylines and lots of other features. Players can unlock scatter symbols for multipliers, activate free spins, and dive into a spooky bonus round, too.
Here, players must conquer vampires inside coffins to net wins. In total, the maximum win within the bonus game is 812.8x the wager.
With the RTP rate so high, players should enjoy seeing some consistent returns from Blood Suckers.
Golden Nugget Casino is also among the options for best RTP casino thanks to a strong selection of fun games. The platform carries a bunch of different titles with sizable RTP rates, including Starmania at 97.86%.
The star-themed slot has 5 reels and 10 paylines available for your journey through space. There are Starmania wilds, slot bonuses, and jackpots, giving players everything they need to be entertained while wagering some money.
One of the most exciting parts of the game is the ability to multiply your profits after hitting a win. With its Gamble tool, players can double or even quadruple their winnings by guessing the color or suit of the next card that is revealed.
This title is very popular, and its 97.86% RTP is certainly part of the reason bettors keep coming back to it.
BetMGM Casino is a great place to find a solid online casino payout percentage. The site highlights many various titles with high RTP rates, several of which are slots.
One of BetMGM's top games as far as its return to player has to be Soldier of Rome, with a 97.82% RTP. Unlike some other slots, this one is fairly innovative and has lots of different twists and turns.
The game's Mighty Reels feature sees its rows grow from 5 to 10, activating 50 more paylines, too. There are also expanding wilds, a free spins feature, money burst, and lightning spins. Soldier of Rome even utilizes a Big Bet mode where your stake alters the gameplay and exactly what's available. Players can attack this round through either a $20, $30, or $50 wager.
With a maximum win available at $250,000 and a strong RTP just below 98%, there's a lot to enjoy with this BetMGM Casino slot.
Caesars Palace Online Casino is another quality choice when looking for the best payout online casino. It offers lots of assorted casino games and genres among its top RTP titles. As far as slots go, one notable game is Wolfpack Pays, equipped with a 97.75% RTP.
This engaging slot takes you along with a wolf pack as you look to uncover some big wins. Wolfpack Pays highlights several free spins, bonuses, scatters, and wilds to provide an exciting gaming experience for players of all kinds.
Although there isn't a progressive jackpot tied to the slot, a bonus round can unlock some massive victories. These great features paired with an encouraging RTP have Caesars Casino players coming back for more.
Best games for payout percentage
Since we've already covered many of the best paying slots, we'll now shift our focus to the top table games available with high RTP rates. Similar to some slots, the RTP percentage varies based on the specific game and how it's played.
However, it can be a little more complex with some table games because there are certain plays and wagers that impact the return for each.
The following table shows the casino games with best odds available at some of the top options for best payout online casinos:
Does game selection affect your odds more than casino choice?
In general, game selection outweighs casino choice when looking to play games with the best odds and chance of winning. While it can be helpful to be aware of top options for the highest payout online casino, it truly comes down to the games you pick to play.
With RTP rates set largely by gaming manufacturers, the casino operators don't really have much of a say in them. So, unless you're playing an exclusive game that's only available through one online casino, it's likely that you can find the game elsewhere, too.
Of course, in order to play games with a high RTP, a casino needs to offer them. But with many of these top providers having massive gaming libraries, there seems to be no shortage of quality options.
Players should always look to see what a specific game's RTP rate is prior to playing. This can be found within the information the title lists, either within its rules or game breakdown. It should be noted that even though there are lots of high RTP games on these sites, there are also many that come in much lower than the games we've discussed, so it's always worth the extra time.
Responsible Gaming
Players must be a minimum of 21 years old and otherwise eligible to register and place wagers at online casinos. If you or someone you know has a gambling problem, please seek assistance from trained professionals such as the Problem Gambling Help Network at 1-800-MY-RESET.
Best payout online casino FAQ
What does "payout percentage" mean at an online casino?
Payout percentage refers to how often an online casino delivers winnings to bettors. As opposed to anything regarding withdrawals, the online casino payout percentage is connected to the operator's return-to-player rate. The RTP percentage is shown for each individual game and represents how much money, over time, a game is expected to return after wagering $100.
Which online casino has the best RTP?
All of the top options for best payout online casino feature plenty of high RTP games that would easily qualify them as candidates for the best RTP casino. At the moment of writing, Golden Nugget Casino offered the highest average for its top slots games at 96.02%. That said, RTP really comes down more to individual games rather than operators, so all of the top options mentioned are worthy.
Is payout percentage the same as withdrawal speed?
No. As noted, payout percentages are tied to individual games' RTP rates found at the best payout online casino. Withdrawal speed comes into play when looking at the fastest payout casino and seeing which banking methods return your winnings the fastest.
How is RTP verified as accurate?
RTP rates are verified by independent testing labs such as eCOGRA and iTech Labs to ensure games are viable and accurate. Along with state regulators, these companies test and audit games as well as online casinos to make sure all licensed products are legitimate and trustworthy.
Does the casino I choose affect my odds, or does the game matter more?
When looking to lock down a high RTP option, the game matters more. While you must initially pick an online casino that actually offers a wide variety of quality games that fit this description, individual games' RTP rates vary quite extensively, so where you're playing doesn't matter as much.
What is a good RTP for a slot machine?
Average slot machine games feature an RTP rate of around 94%-96%. Any online slot that exceeds 97% or 98% RTP is considered great and would rank among the best-paying slots.
Do table games have better payout percentages than slots?
Yes, certain table games and specific wagers within those table games have better payout percentages than some slots. Players should examine the specific RTP rates for any game prior to wagering.
What is the minimum age to play at an online casino?
In the U.S., players must be at least 21 years of age in order to wager at an online casino.
Where can I find responsible gambling support?
All of the best online casino options include various ways to get responsible gaming support. They all have tools to set limits for your play, along with resources to contact if you feel you need more help.
Players looking for assistance can contact the Problem Gambling Help Network at 1-800-MY-RESET, or read more on our responsible gaming page for additional information.
Bettors must be 21 years or older and otherwise eligible to register and place wagers at online casinos. If you or someone you know has a gambling problem, please seek assistance from trained professionals such as the Problem Gambling Help Network at 1-800-MY-RESET.
