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Online casino payment methods: What legal online casino apps accept
An overview of popular casino payment methods accepted for deposits, withdrawals and other online casino payment needs of players in Michigan, NJ, PA, and WV.
ByDerekHelling·Updated: Aug 07, 2026 6:21PM ET·7 min read
Players have many different online casino payment methods, including e-wallets and debit cards, at legal apps in regulated states like Michigan, New Jersey, Pennsylvania, and West Virginia. These options are easy to use, secure, and fast options for making deposits and withdrawing winnings hassle-free.
This guide showcases the most secure online casino payment options and provides highlights which online casinos offer $5 and $10 minimum deposits.
PayPal casinos
PayPal has become one of the most widely used casino payment methods thanks to its wide adoption by the top online casinos.
These PayPal casinos enable users to fund accounts with bank accounts, credit cards, and debit cards. PayPal is normally one of the casino payment options for withdrawals, too.
Apple Pay casinos
Among all the available online casino payment methods, those that offer Apple Pay typically rank among the fastest payout casinos.
A casino deposit at Apple Pay casinos processes nearly instantly for iPad and iPhone users, with some apps allowing instant withdrawals back to the linked card used to deposit with Apple Pay.
PaysafeCard casinos
The PaysafeCard is one of those casino payment methods that helps to make iGaming accessible for people who prefer to make transactions with cash. PaysafeCard casinos use the system as an extension of prepaid cards. Users rank PaysafeCard as one of the top payment methods for online casinos for privacy.
Skrill casinos
Skrill is another of the multiple e-wallets that have become widely accepted as online casino payment methods. Online casinos that accept Skrill rank highly for speed and versatility. Skrill also helps protect players' privacy by shielding users' bank account details in the event of a data breach.
Cash App casinos
While the Cash App has integrated itself into many people's lives as a way to send funds to family and friends, its acceptance among casino payments is still greatly lacking. In comparison, Venmo is much more common. Cash App casinos are rare for bettors in Michigan, NJ, PA, and WV.
Google Pay casinos
Google Pay casinos are growing in prominence as the system improves its efficiency to join the best online casino payment methods. The acceptance rate for Google Pay is low among casino payment methods for licensed apps. Nonetheless, Google Pay casinos allow autofilling of information for credit cards and debit cards.
Credit card casinos
Online casinos that accept credit cards are not as prevalent as they once were, as credit cards are falling out of favor with lawmakers and regulators as a deposit method.
Many jurisdictions have moved to ban them as a casino deposit choice, and they are hard to come by at an online casino NJ.
In April, bet365 announced it would no longer accept credit cards, while FanDuel and BetMGM made the same decision in March. betPARX and Play Gun Lake have since followed suit.
In areas where they are still permitted, online casinos that accept American Express for deposits vary from app to app. That is also the case for Discover Card online casinos. Online casinos that take Visa and Mastercard are more widely available.
Mastercard casinos
Regarding casino payments with debit cards and some credit cards, Mastercard is nearly universally accepted. An online casino payment of this type at Mastercard casinos can be processed essentially instantaneously in ideal scenarios. Some apps allow users to store their Mastercard casino deposit methods for quicker future processing, too.
Visa casinos
Visa credit cards (where permissible) and debit cards are as widely accepted as Mastercard casino payment methods. This broad utilization makes Visa one of the best online casino payment methods across the U.S., and Visa casinos can also be some of the fastest to process withdrawal requests with this method.
American Express casinos
As noted above, American Express casinos are rarer than their Visa and Mastercard counterparts. However, AmEx's safety features, particularly their SafeKey feature that acts as two-factor authentication, make using American Express a great option for those loyal to the card.
Discover card casinos
Coming up behind the other popular online casino credit card options are Discover card casinos. While Discover is a trusted brand that's been around for over 40 years, very few operators allow withdrawals using a Discover card, leading it to land behind the other online casino banking options.
Trustly casinos
You can pay directly and bypass cards when playing at Trustly casinos. Trustly serves as a secure intermediary between merchants and consumers, enabling payments directly from checking or savings accounts without requiring users to share their banking details with the merchant.
Pay by phone casinos
Some online casinos will accept bank transfers as one of their online casino payment methods, but few allow people to call in deposit information among casino payment options. Pay by phone casinos are non-existent in MI, NJ, PA, and WV. Many more apps accept cash deposits at connected physical casinos.
Minimum deposits for online casino payment methods
Most U.S. operators are considered a $10 deposit casino for standard cards and e-wallets, meaning you must deposit at least $10 each time you add funds to your account. BetMGM, Fanatics and bet365 are examples of online casinos that require a $10 minimum deposit.
However, some $5 minimum deposit casinos are available, too, depending on which state you are trying to deposit and play. Golden Nugget is one of the few online casinos that supports a $5 minimum deposit.
Responsible Gaming
Bettors must be 21 years or older and otherwise eligible to register and place wagers at online casinos. If you or someone you know has a gambling problem, please seek free assistance from trained professionals such as the Problem Gambling Help Network.
What should you consider when choosing an online casino payment method?
The best online casino payment methods allow for speedy transactions while also prioritizing privacy and security. Players should also consider whether online casino payment methods are accepted by their apps of choice for deposits and withdrawals.
Which online casino payment methods are the safest and most secure?
E-wallets and prepaid cards like PayPal and the PaysafeCard make for the best casino payment methods for people concerned with data security. Apple Pay is also a good choice for safety, although it is less widely accepted than PayPal.
What are the fastest payment methods for online casino deposits and withdrawals?
At many US online casinos, the fastest deposits and withdrawals are via the various casinos' connected Play+ prepaid cards. All transactions are subject to casino approvals, which can require compulsory verification inspections according to regulations.
Do you need a credit card to play at real money online casinos?
Actually, credit cards are losing favor with many regulators and online casino operators for casino payments. All licensed online casinos in MI, NJ, PA, and WV accept other methods of payment that can be just as convenient and quick.
What should you do if you have problems depositing money at an online casino?
The first recourse is to ensure that you have entered your required information for the deposit correctly and have a good Internet connection. You might also need to update your apps/software. If everything is good there, contact the casino's customer support.
How long do online casino deposits and withdrawals usually take?
Depending on which online casino payment methods you choose, deposits can take a matter of seconds up to days to process. Normal times for completing withdrawal requests are within 48 hours, although quicker processing is possible.
Bettors should note that funds received from withdrawals may not be immediately available for use, depending on the policies of their financial institutions, too.
Our editorial team's selections for the "best online casino payment methods" are based on independent editorial analysis, not on operator payments. We evaluate licensed operators across criteria, including bonus value and transparency, wagering requirements, payout reliability, customer support, and responsible gaming practices. Rankings reflect our team's opinion at the time of review and may be updated periodically.
