The Titans can clinch the No. 1 seed in the AFC with a win, but this is a large number to have to cover. It’s about three points too much, so I had to buy the Texans, who have won two of their last three. They’re also at home, where rookie QB Davis Mills has been his best. One of the Texans' two road wins came at Tennessee, 22-13, on Nov. 7. This is Houston's bowl game, and all the pressure is on the Titans. I took the points with the Texans.

Welcome to the nightmare scenario for a rookie QB. This game aside, I like Texans' QB Davis Mills, strong accuracy and has taken leadership after a wild quarterback season in Houston. That said, this one could get ugly in a hurry. Tennessee is playing for the No. 1 seed in the AFC Playoffs, already suffered an embarrassing upset to Houston earlier this season AND are finally getting healthy for the first time all season. Expect a full game on the offensive gas pedal from Tannehill and the Titans because if they win they get their rest next week with a 1st round BYE. Tennessee boasts the 2nd best run defense in the NFL and a secondary loaded with guys who can cause turnovers, nowhere for Mills to go. Lastly, Tennessee's defense is only giving up 9.8 PPG on average over its last four (the last two shutting down both the 49ers and Dolphins' streaks). Mike Vrabel doesn't mess around in these games, and just between you and me, here in Nashville the players might have an interest in putting on a show to secure Vrabel Coach of the Year honors. Wink Wink.

Maybe I'm a sucker for underdogs at home but like the Broncos vs. KC, I'm taking the points here on a team with nothing to play for -- but the Texans are playing hard and pretty well under Coach David Culley, and they are not going to simply throw in the towel. Remember, Houston won in Nashville earlier this season. While Tennessee has played great against good teams, it has played down to its competition at times. The Titans have looked terrible their past two away as well.