I apologize for skirting the deadline we have -- technically kick isn't until 12:05 so barely -- but now that Louisville QB Miller Moss has been ruled out; actually he's doubtful and the emergency QB (this is the live line but it definitely may keep rising) I'm absolutely jumping. I kinda liked SMU anyways.

Louisville might have a perfect ATS road record, but each win happened with QB Miller Moss at the helm. Looks like an injury will keep him out here. The two backups have thrown a combined nine passes this season. The Cardinals might have to relay on their rushing game. Good luck with that against the 14th-ranked run defense in FBS. SMU comes in refreshed by a bye and has knocked off the past three ACC opponents at home -- most recently fellow CFP contender Miami.