ANALYSIS: Michigan went a perfect 13-0 and had just two games decided by seven points or fewer while dominating Penn State, 41-17, and Ohio State, 45-23. Now the Wolverines have to finish the deal against TCU, which comes from the Big 12, a conference that has struggled in the bowls so far. But Michigan has lost its last five bowls; TCU has won four of its last five. I’m taking TCU because of an edge with quarterback Max Duggan and the receiving corps. These guys don't give up and are ready for a close game since they've been playing them weekly since early October. I took the points with TCU.