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Sat, Dec 1912:30 am UTCFord Field
32 F
Ball State
Cardinals
BALLST
Last 5 ATS
W/L6-1
ATS4-3
O/U3-4-0
FINAL SCORE
--
-
--
Buffalo
Bulls
BUFF
Last 5 ATS
W/L5-1
ATS4-2
O/U4-2-0
SPREAD
MONEYLINE
OVER/UNDER
Last 5 ATS
6-1
Win /Loss
5-1
4-3
Spread
4-2
3-4-0
Over / Under
4-2-0
SPREAD
MONEYLINE
OVER/UNDER

Simulation Picks

SPREAD
BALLST @ BUFF
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MONEYLINE
BALLST @ BUFF
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OVER / UNDER
BALLST @ BUFF
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0%
PUBLIC
0%
MONEY
0%
PUBLIC
0%
MONEY
Over0%
PUBLIC
Under0%
Over
MONEY
Under

Understanding Public and Money

Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.

Expert Picks

Buffalo -13 -110
LOSS
Unit1.0
+1455
80-59-3 in Last 142 NCAAF Picks
+746
44-33-4 in Last 81 NCAAF ATS Picks
Josh's Analysis:

MAC CHAMPIONSHIP -- The main thing we have learned from the topsy-turvy MAC this season is that the club from Western New York has lapped the field in terms of talent level and execution. The lone concern is that the Bulls didn't answer the challenge the last time they were on this stage. But they have won every game by at least 25 points, while a solid Ball State club has seen four of its five wins come by single figures. If the Bulls can be themselves once more, they pull away and cover this.

Pick Made: Dec 18, 10:53 pm UTC on whnj
Under 69.5 -110
WIN
Unit1.0
+1700
57-37-2 in Last 96 NCAAF Picks
+680
30-21-1 in Last 52 NCAAF O/U Picks
Tom's Analysis:

I already had a pick in on the spread for this game but after watching the total climb so high on Friday, I had to get in on the Under. I like the Under for the same reason I like Ball State and the points. This total is climbing because Buffalo has one of the most potent offenses in the country, but that ignores the context of the Bulls playing three of the worst defenses in the country. Their offense wasn't nearly as prolific against Northern Illinois and Miami (OH), two teams that are at the same level as Ball State.

Pick Made: Dec 18, 7:13 pm UTC on whnj
Ball St. +13.5 -110
WIN
Unit1.0
+1700
57-37-2 in Last 96 NCAAF Picks
+515
29-21 in Last 50 NCAAF ATS Picks
Tom's Analysis:

This isn't easy to do because Buffalo has been one of the better teams in the country statistically, but while the Bulls are the best team in the MAC, the numbers are inflated by what's been one of the easiest schedules in the country. This Ball State team is far better than anybody else the Bulls have come in contact with, and while Buffalo should win, it won't be the rout they've grown accustomed to.

Pick Made: Dec 18, 2:06 am UTC on whnj
Buffalo -13.5 -110
LOSS
Unit1.0
+2881
64-32-3 in Last 99 NCAAF Picks
+673
21-13-3 in Last 37 NCAAF ATS Picks
Micah's Analysis:

Buffalo has been getting better with each outing. The Bulls are led by a rushing attack that has become unstoppable for MAC teams, and I don’t believe Ball State’s defense is the one to stop it. Buffalo is the No. 1 rushing team in the nation at 344.6 yards per game, but the last three games have been the most impressive: 396, 515 and 428. Buffalo is 5-0, but 4-1 ATS and 4-1 to the Over. This is a big number, but the relentless nature of Buffalo’s play calling with no mercy has me laying it.

Pick Made: Dec 17, 4:55 pm UTC on whnj

Team Injuries

Ball State Cardinals
Thursday, Jan 15, 2026
Avatar
WR
Derion Talbert
Undisclosed
Avatar
WR
Bradyn Fleharty
Undisclosed
Friday, Jan 09, 2026
Avatar
RB
TJ Horton
Undisclosed
Buffalo Bulls
Thursday, Jan 15, 2026
Avatar
TE
Ryan Daly
Undisclosed
Friday, Jan 09, 2026
Avatar
TE
Nick Leonard
Undisclosed
Avatar
WR
Bobby Mays
Undisclosed
Avatar
WR
Dwayne Early Jr.
Undisclosed
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