ANALYSIS: The SEC Championship Game was the exception, and the Georgia defense we have seen for its other 13 games is the rule. Georgia was too passive against quarterback Bryce Young last time out, and that will change on Monday when it brings heat from all directions. We saw Cincinnati turn Young into a "one read and bail" quarterback at times in the semifinal. Georgia will follow that blueprint, but will actually get him on the ground -- something it didn't do on Dec. 4. This will be a lower-scoring game, and we'll see Georgia running back James Cook become a star.

ANALYSIS: These two teams had to scramble to get this game scheduled, which, understandably, has caused line movement. With that said, the Cougars have gone from 2.5-point underdogs to seven-point favorites over the course of one week. That’s insane, but it’s also not enough. The Cougs have covered eight of 11 games and are 4-1 against the spread this year. That, of course, was in the midst of massive uncertainty in the coaching staff. This team is now stable … and will roll in El Paso.

ANALYSIS: The under has hit in seven of 11 games for the Scarlet Knights, and those were in normal scenarios. This game is far from normal. They had to have a crash course on the Demon Deacons to get ready for them after Texas A&M bowed out of the Gator Bowl, and that will cause multiple self-inflicted wounds. The under has hit in Wake’s last two games and two of the last three for Rutgers.

ANALYSIS: I know America wants Cincinnati to pose a threat to the Crimson Tide, but it simply doesn’t. The Crimson tide made adjustments up front on the offensive line prior to the Georgia game, and it worked wonders en route to the SEC title. While I love Cincy’s secondary, there are way too many weapons for coach Nick Saban despite the loss of John Metchie III.

ANALYSIS: PEACH BOWL: The Panthers won’t have Heisman Trophy finalist Kenny Pickett at quarterback and the Spartans will tee it up without star running back Kenneth Walker III. Those two facts in and of themselves are enough to be skeptical about this one. This will be one of those ultra-sloppy bowl games that serves more of a comedic value than anything else.