Simulation Picks
SPREAD
SFLA @ NAVY
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MONEYLINE
SFLA @ NAVY
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OVER / UNDER
SFLA @ NAVY
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PUBLIC
MONEY
PUBLIC
MONEY
Over44%
PUBLIC
Under56%
Over
MONEY
Under
Understanding Public and Money
Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.
Expert Picks
Money LineNavy +310
WIN
Unit1.0
+399
3-2 in Last 5 NCAAF ML Picks
Tom's Analysis:
This game will go one of two ways. Either USF's offense proves too much and the Bulls blow Navy out, or Navy is able to run at will on USF, control the ball and dictate the game. If that happens, I'd much rather have Navy outright than with the points.
Pick Made: Nov 14, 3:27 pm UTC on FanDuel
Team Injuries
South Florida Bulls
Tuesday, Mar 17, 2026
TE
Jonathan Echols
Undisclosed
Thursday, Jan 15, 2026
WR
Mudia Reuben
Undisclosed
Navy Midshipmen
Thursday, Jan 15, 2026
RB
Tyler Bradley
Undisclosed
Friday, Jan 09, 2026
TE
Cody Howard
Undisclosed