The Buckeyes return just four starters on offense and are breaking in a new quarterback in Justin Fields. They'll face a Florida Atlantic defense that has a decent amount of experience back, led by senior linebacker Rashad Smith. New Owls defensive coordinator Glenn Spencer should have enough wrinkles for Ohio State's offense to keep this game within the spread. My model says Florida Atlantic covers more than 50 percent of the time. Take the Owls.

The Buckeyes have a new head coach and new QB and return only four starters on offense. But their defense returns nine starters. New coach Ryan Day was the interim coach in the first three games last season and the Buckeyes covered all three, including the home opener, 77-31. The last time they were laying -27 in a home opener was 2016 and they won 77-10. Florida Atlantic lost 63-14 in their first game last year. This is a huge speed, size and talent mismatch. I'm on The Ohio State.