This spread keeps climbing based largely on the perception that James Madison might pour it on to impress the playoff committee. Yet Troy sports the third stingiest Sun Belt defense based on points allowed. QB Goose Crowder is back in form with two weeks of action after a broken collarbone waylaid him. Coach Bob Chesney remains on duty but surely has been distracted by trying to salvage the small recruiting class at his next gig --UCLA. Conference title game odds do not get bigger than this one, and a cover is more than doable.