Simulation Picks
SPREAD
BALLST @ TOLEDO
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MONEYLINE
BALLST @ TOLEDO
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OVER / UNDER
BALLST @ TOLEDO
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PUBLIC
MONEY
PUBLIC
MONEY
Over88%
PUBLIC
Under12%
Over
MONEY
Under
Understanding Public and Money
Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.
Expert Picks
SpreadToledo -28.5 -108
WIN
Unit2.0
+622
25-20 in Last 45 NCAAF Picks
+438
15-12 in Last 27 NCAAF ATS Picks
Gene's Analysis:
Toledo is a perfect 5-0 at home this season, winning by an average of 40.0 points per game. Conversely, Ball State is 0-5 on the road, losing by 26.4 points. The Rockets boast the No. 1 offense and defense in the MAC, while the Cardinals are 12th (out of 13) in offense and 10th in defense. I realize I'm not getting the best number, but it may not matter.
Pick Made: Nov 22, 5:20 pm UTC on DraftKings
Team Injuries
Ball State Cardinals
Thursday, Jan 15, 2026
WR
Nick Presley
Undisclosed
WR
Derion Talbert
Undisclosed
WR
Bradyn Fleharty
Undisclosed
Friday, Jan 09, 2026
RB
TJ Horton
Undisclosed
Toledo Rockets
Thursday, Jan 15, 2026
QB
Tucker Gleason
Back
WR
Thomas Zsiros
Undisclosed
QB
John Alan Richter
Undisclosed
K
Emilio Duran
Undisclosed
Friday, Jan 09, 2026
WR
Zy'marion Lang
Undisclosed