Waited too long on this one with the 2.5s gone and I'm not playing 3.5. Had to wait, though, to make sure top TTU wideout Josh Kelly (31 catches, 376 yards, three TDs) was cleared to play from injury and he's ready. Somewhat apples and oranges, but the Red Raiders' wins have come against teams with a combined 8-4 record while the Bearcats' victories are against teams that were 2-9 through Week 4. UC relies heavily on tailback Corey Kiner but TTU is allowing only 3.6 yards per carry to running backs.

Texas Tech at night isn't the easiest place to win, but the Bearcats are better than the market has had them all season. I'll happily take them at this price.