Since taking over at Memphis, coach Ryan Silverfield had the Tigers in a middling pattern, going 21-15 in his first three full seasons. However, he led them to a 10-3 campaign last season, and they have looked impressive while reeling off a 3-0 start this year. Last week, Silverfield earned the signature win of his Memphis tenure by beating his predecessor, Florida State's Mike Norvell, in a 20-12 road upset as a 6.5-point underdog. We're going to fade Memphis as it encounters a Navy team looking to rebuild from a five-win campaign last year. The Midshipmen looked solid in their 38-11 win over Temple last week, compiling 409 yards of total offense behind dual-threat QB Blake Horvath (234 total yards, 4 total TDs).