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Fri, Dec 207:00 pm UTCThomas Robinson Stadium
Buffalo
Bulls
BUFF
Last 5 ATS
W/L0-0
ATS0-0
O/U0-0-0
FINAL SCORE
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-
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Charlotte
49ers
CHARLO
Last 5 ATS
W/L0-0
ATS0-0
O/U0-0-0
SPREAD
MONEYLINE
OVER/UNDER
Last 5 ATS
0-0
Win /Loss
0-0
0-0
Spread
0-0
0-0-0
Over / Under
0-0-0
SPREAD
MONEYLINE
OVER/UNDER

Simulation Picks

SPREAD
BUFF @ CHARLO
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MONEYLINE
BUFF @ CHARLO
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OVER / UNDER
BUFF @ CHARLO
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0%
PUBLIC
0%
MONEY
0%
PUBLIC
0%
MONEY
Over0%
PUBLIC
Under0%
Over
MONEY
Under

Understanding Public and Money

Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.

Expert Picks

Buffalo -6.5 -110
WIN
Unit1.0
+1700
57-37-2 in Last 96 NCAAF Picks
+515
29-21 in Last 50 NCAAF ATS Picks
Tom's Analysis:

BAHAMAS BOWL -- It still strikes me as strange that teams that didn't even win the MAC or Conference USA are rewarded with a trip to the Bahamas, but, hey, more power to them. As for this game, it's a nightmare matchup for Charlotte. The 49ers biggest weakness is their run defense and they're going up against a Buffalo offense that wants to run the ball often, and it's effective at doing so.

Pick Made: Dec 19, 11:49 pm UTC on Consensus
Buffalo -6.5 -110
WIN
Unit1.0
+1689
58-37 in Last 95 NCAAF Picks
+969
49-35-3 in Last 87 NCAAF ATS Picks
Mike's Analysis:

BAHAMAS BOWL -- Charlotte surely will be excited about its inaugural bowl appearance. But Buffalo will be equally pumped a year after suffering a 10-point loss to Troy at a postseason site with far less appeal. The matchup for the Bulls is to dream for. They led the MAC in rushing, while the 49ers were among the worst FBS teams against the run. Having played a tougher schedule - Buffalo beat three bowl invitees, Charlotte just one - affords the Bulls another edge.

Pick Made: Dec 18, 6:47 pm UTC on Consensus
Buffalo -6.5 -112
WIN
Unit1.0
+2984
115-78-2 in Last 195 NCAAF Picks
+1572
72-51-3 in Last 126 NCAAF ATS Picks
Emory's Analysis:

BAHAMAS BOWL -- This is the first bowl appearance for Charlotte in school history, showing how great a job first-year coach WIll Healy did after making the leap from Austin Peay. While the 49ers are on the upswing, Buffalo has shown very good consistency and sustainability under coach Lance Leipold. RB Jaret Patterson is the straw that stirs the Bulls' drink offensively. On the other side of the ball, they are much better than Charlotte, which should help them get the win.

Pick Made: Dec 17, 2:22 pm UTC on Consensus

Team Injuries

Buffalo Bulls
Saturday, Nov 29, 2025
Avatar
TE
Nick Leonard
Undisclosed
Avatar
WR
Bobby Mays
Undisclosed
Avatar
WR
Dwayne Early Jr.
Undisclosed
Wednesday, Oct 01, 2025
Avatar
TE
Ryan Daly
Undisclosed
Charlotte 49ers
Saturday, Nov 29, 2025
Avatar
RB
Jariel Cobb
Undisclosed
Saturday, Oct 11, 2025
Avatar
TE
Grant Laskey
Undisclosed
Friday, Oct 03, 2025
Avatar
WR
Justin Olson
Undisclosed
Wednesday, Oct 01, 2025
Avatar
RB
Henry Rutledge
Lower Body
Avatar
WR
Jayden McGowan
Lower Body
Avatar
QB
Conner Harrell
Leg
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