Simulation Picks
SPREAD
NAVY @ SMU
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MONEYLINE
NAVY @ SMU
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OVER / UNDER
NAVY @ SMU
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PUBLIC
MONEY
PUBLIC
MONEY
Over0%
PUBLIC
Under0%
Over
MONEY
Under
Understanding Public and Money
Think of 'Public' as the percentage of people betting on each side and 'Money' as how much money is being bet. When there's a big difference between the 'Public' and 'Money' data, it usually means that the more serious bettors (referred to as 'Sharp Money') are favoring a particular side.
Expert Picks
Navy -6.5 -105
LOSS
Unit1.0
+1689
58-37 in Last 95 NCAAF Picks
+969
49-35-3 in Last 87 NCAAF ATS Picks
Mike's Analysis:
Two dramatic number shifts in this matchup. One awesome opportunity. The point spread has plunged from 12.5, and the only significant development this week is a weather forecast that favors Navy. Rain will impact the Midshipmen’s ground-oriented offense less than SMU’s more pass-minded approach. Navy recently handled Memphis in wet conditions, while SMU was trounced by TCU in the rain. As the topper, Navy has taken eight in a row straight-up in the series.
Pick Made: Sep 21, 6:18 pm UTC on Consensus
Team Injuries
Navy Midshipmen
Monday, Dec 15, 2025

TE
Cody Howard
Undisclosed
Wednesday, Oct 01, 2025

RB
Tyler Bradley
Undisclosed
SMU Mustangs
Sunday, Nov 30, 2025

DE
Aakil Washington
Undisclosed

DT
Jonathan Jefferson
Undisclosed

WR
Isaiah Robertson
Undisclosed

CB
La'Modrick Spencer
Undisclosed
