Both teams come into this one 12-10 ATS on the season. However, Memphis is not a team that's trustworthy to be laying this many points. The Tigers have been better offensively of late but they're still very inconsistent. Charlotte has been the better team this season and trending upwards in the AAC. The 49ers as they are 7-2 SU in their last nine games and 6-3 ATS. Memphis is 3-7 ATS in their last 10 while facing a 49ers team playing well on the road of late, 4-1 SU in its last five road games.