One of my favorite teams in the country is Youngstown State and this is a bit of a large number, but it’s still not enough when playing IUPUI. The Jaguars are 4-13 ATS plus have failed to cover in all but one of their last seven home games. I doubt today is any different. My model has this one at 16 points, which is just enough to qualify it for a play even at -13. Lay it against one of the worst teams in basketball.