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Mastercard casinos: Online casinos that accept Mastercard debit and credit cards

A guide to the top Mastercard online casino options for players in states with casino apps, including Michigan, NJ, PA and WV.

ByUpdated: Dec 31, 2025 3:55PM UTC . 7 min read

There are dozens of Mastercard casinos available to users in states with legal casino apps, including in Michigan, NJ, PA and WV. In fact, it is one of the most accepted payment methods around, creating a fast and reliable way for online casino customers to make real-money deposits and withdraw winnings with their debit or credit cards. On this page, users can learn all about the top online casinos that accept Mastercard as well as the benefits of using the payment method.

Why Mastercard is a trusted payment method for online casinos

There is a select group of debit and credit card brands that carry the reputation and trust that Mastercard garners, a brand that has been around since 1980. One contributing factor to that renowned standing is the safety and security that Mastercard delivers to its customers.

That includes the Mastercard Identity Check program that serves as an authentication for online purchases and has customers enter a unique one-time code that Mastercard supplies either via email or text to confirm the transaction.

On top of that, Mastercard also provides fraud monitoring to detect and flag any unusual activity – similar to systems that are in place with legal casino apps – that may come about from multiple sign-in attempts or payments by someone else. If this happens, the bank will alert customers.

For all these reasons, Mastercard is one of the most widely accepted payment methods at casinos. 

How Mastercard works for US online casinos

Getting started with a Mastercard casino is simple, although users will need to have several pieces of information ready to link their payment method to the best online casino of their choice.

Once they log into their online casino accounts, customers can navigate to their wallet and select Mastercard as a deposit method. Then, users will need to enter the following:

  • Card number

  • Security code

  • Name on the account

  • Mailing address associated with the account

From there, players can enter and confirm how much they want to deposit into their online casino accounts and even claim a casino welcome bonus offer. Typically, licensed online casinos will not assess any additional transaction fees. That said, some banks may have their own policies in place that could result in fees.

It would be wise for users to verify with their banks if a Mastercard casino transaction comes with additional fees.

The last thing to consider is that some Mastercard casinos do not accept credit cards, such as DraftKings Casino and Golden Nugget Casino. While players may see the Mastercard logo in the accepted payment method list of their preferred casino apps, they should confirm that those operators accept credit cards.

Withdrawal information for Mastercard casinos

When users are ready to make withdrawal requests with Mastercard casino sites, they first need to be sure they have previously connected the payment method to their online casino accounts, which can be done by making a real-money deposit with that same card.

Customers should also be aware that, sometimes, withdrawal requests will not be processed instantly. However, once established as a verified deposit and withdrawal method, accepting Mastercard qualifies many apps as instant withdrawal casinos, based on our extensively researched evaluations. 

Below is a snapshot of the estimated time each Mastercard casino expects to process withdrawal requests:

Casino

Accepts Mastercard?

Total Estimated Time

Bally

Yes

Within 24 hours

Bet365

Yes

1-4 hours

BetMGM

Yes

1-3 business days

BetParx

No

N/A

Borgata

Yes

1-3 business days

Caesars Palace

Yes

Within 24 hours

DraftKings

Yes

Within 24 hours

Fanatics

Yes

1-3 business days

FanDuel

Yes

Within 24 hours

Golden Nugget

Yes

Within 24 hours

Hard Rock Bet

Yes

Within 48 hours

Horseshoe

Yes

1-3 business days

Play Gun Lake

No

N/A

PlayStar

Yes

Within 48 hours

Pros & cons of Mastercard casinos

Users go with Mastercard casinos for the ease and speed of depositing and withdrawing, and of course, the security and safety of using a renowned and reliable brand like Mastercard, which is accepted at nearly every online casino site for real money. On the flip side, some withdrawals with Mastercard take longer than alternative methods – not to mention the fact that some of the top online casinos do not accept credit card payments or withdrawal requests.

Pros of Mastercard casinos

Cons of Mastercard casinos

  • Accepted at most online casinos.

  • Fast deposit times, allowing for users to begin playing almost instantly.

  • Strong security measures that protect personal and financial information of customers.

  • Some top online casinos do no accept credit cards.

  • Transactions may be subject to additional fees imposed by card issuers.

  • Slower withdrawal times compared with other card issuers like Visa.

Safety standards behind casinos that accept Mastercard

The biggest sell for using Mastercard for deposits and withdrawals is the decades that the company has been around, during which time Mastercard has proven that it can protect user information while establishing itself as a desired payment method with a majority of retailers and merchants around the world. 

Any transaction made with Mastercard is not only overseen and monitored by Mastercard itself, but also by federal and state regulations to fight fraudulent activity such as identity theft.

That said, Mastercard casino customers should keep a few tips in mind to ensure each transaction is secure:

  • Do not store card information within an app or website, further protecting your privacy.

  • Confirm that all information associated with the Mastercard account (name, address, etc.) is updated and correct.

  • Keep tabs on all Mastercard transaction activity to potentially flag illegitimate use of the card as early as possible.

  • If customers suspect their cards have been stolen and are being used to make fraudulent payments, they should alert Mastercard right away.

Other safe payment casino alternatives to Mastercard

For those who do not have a Mastercard account, or for those who wish to use a different payment method, some of the best online casinos accept various alternatives that have also proven to be safe and secure.

That includes PayPal casinos, a digital wallet option that securely stores debit and credit cards as well as online banking information to create a quick and safe payment method with legal casino apps. Users can find a similar option with Apple Pay casinos, although this is available only to Apple users.

Getting back to debit and credit cards, Visa casinos are also a proven go-to choice and are accepted at nearly every licensed online casino. There are a number of payment methods available to users, including credit card casinos and Skrill casinos as potential alternatives.

Mastercard Online Casino FAQ

Which online casinos allow me to use a prepaid Mastercard?

Of the 14 top online casinos reviewed, all but two accept Mastercard as a method for deposits and withdrawals, including BetMGM Casino, Caesars Palace Online Casino, and FanDuel Casino. That said, users should verify with their card issuer's policies if online casinos are permitted, as well as if transaction fees may be imposed with any deposit or withdrawal.

Can I cash out my casino winnings directly to my Mastercard?

Each online casino carries its own set of policies and rules surrounding withdrawals, so users should review them for verification. Typically, Mastercard debit cards will receive payouts within three business days at most. As for credit cards, again, customers should review online casino policies to confirm they accept that payment method. For example, DraftKings Casino and Golden Nugget Casino do not allow for credit card payments.

Will I be charged extra fees when I deposit or withdraw using Mastercard?

Every licensed Mastercard casino emphasizes that it will not impose any additional fees on transactions. However, they also warn that some financial institutions may have policies of their own that result in added fees. As such, customers should confirm with their card issuers if a transaction fee is to be expected.

How can I find out if a casino offers bonuses for Mastercard users?

Users can log into their online casino accounts to see what's available by navigating to the promotions or rewards tab of those casino apps.

Is paying with Mastercard at online casinos a secure option for me?

Yes. Both Mastercard and online casinos have security measures in place to protect users' personal and financial information and flag potential fraudulent activity. Should any issues arise, customers can contact their card issuers to dispute any perceived illegitimate transactions.

Bettors must be 21 years or older and otherwise eligible to register and place wagers at online casinos. If you or someone you know has a gambling problem, please seek assistance from trained professionals such as the Problem Gambling Help Network at 1-800-GAMBLER.

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Grant Lucas
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