Look, 4.5 on a footy total I have to go Under -- like a 7 in the NHL (well we can push on that). I will tip my cap if a loss. It's similar if mashed taters and gravy are BOGO at Publix. I may lose but I'll go down in gravy, so to speak. Really doesn't take much to figure this out. If Bayern Munich allows one, we sweat a bit. Two? Probably toast. I play most American sports on pure knowledge/emotion. These soccer I play on pure math. When they played in October, Bayern won 3-0. Works just fine here. Our model has 3.8 goals scored.