Navy vs. Cincinnati odds, line: 2026 college football picks for Liberty Bowl matchup from proven model

The Navy Midshipmen will take on the Cincinnati Bearcats in the Liberty Bowl on Friday afternoon. Navy is coming off a 17-16 win over Army on Dec. 13, while Cincinnati dropped a 45-23 decision at TCU on Nov. 29. The Midshipmen (10-2), who finished in a three-way tie for the American Conference regular-season championship, have won three in a row. The Bearcats (7-5), who finished tied for seventh in the Big 12 Conference, have lost four games straight. Starting Cincinnati quarterback Brendan Sorsby and most of the Bearcats' secondary have entered the transfer portal and will not play.

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Kickoff from Simmons Bank Liberty Stadium in Memphis, Tenn., is at 4:30 p.m. ET. The all-time series is tied 3-3, with Cincinnati winning 20-10 in the last meeting in 2022. The Midshipmen are 7-point favorites in the latest Navy vs. Cincinnati odds, while the over/under for total points scored is 54.5 via SportsLine consensus. 

Before making any Navy vs. Cincinnati picks, be sure to check out the college football predictions and betting advice from the SportsLine Projection Model.

The model simulates every FBS game 10,000 times, and it is 31-19 on rated college football money-line picks since the beginning of the 2024 season. 

The model has simulated Navy vs. Cincinnati 10,000 times and the results are in. We can tell you that the model is leaning Under, and it also says one side of the spread hits in over 60% of simulations!

So who wins Navy vs. Cincinnati, and which side of the spread hits over 60% of the time? Join SportsLine right now to see which side of the spread you need to jump on, all from the computer model that has simulated this matchup 10,000 times! 

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