Miami vs. Indiana odds, prediction, line: 2026 College Football Playoff title game picks from proven expert

The 2026 College Football Playoff National Championship game has arrived, with the No. 1 Indiana Hoosiers taking on the No. 10 Miami Hurricanes on Monday night. IU (15-0) has its sights on becoming the third 16-0 team in college football history and win its first national championship. Miami (13-2) is hoping that playing on its home field proves to be a big advantage as the 'Canes seek their sixth national title. The programs have split two previous matchups.

Kickoff is at 7:30 p.m. ET from Hard Rock Stadium in Miami Gardens, Fla. The Hoosiers are 7.5-point favorites (-115) in the latest Miami vs. Indiana odds from DraftKings Sportsbook, while the over/under for total points scored is 46.5. Indiana is at -310 on the money line (risk $310 to win $100), with Miami priced at +250. Indiana's team total is 27.5 points, with Miami's at 17.5.

Before making any Indiana vs. Miami picks, be sure to check out what SportsLine expert Matt Severance has to say.

Severance is a well-connected writer and high-volume handicapper who has worked in the industry since 2005. He enters this matchup as SportsLine's No. 1 college football expert as he's on a 69-43-1 run, returning $1,316 to $100 players. Anyone who has followed him could be WAY UP!

Now Severance has set his sights on Miami vs. Indiana and just locked in his picks and CFB predictions.

He is leaning Under on the total, and he's found a critical x-factor that has him jumping all over one side of the spread! 

Who wins Indiana vs. Miami, and what critical x-factor makes one side of the spread hit hard? Join SportsLine here to find out, all from the expert who is on a 69-43-1 (+1316) run on his college football picks!