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Florida vs. No. 4 Miami (Fla.) prediction, odds, line, spread, start time: Proven Football expert makes his CFB Week 3 picks, best bets

SportsLine expert Tom Fornelli, who is 13-5 on his last 18 picks in Miami (Fla.) games, reveals his Florida Gators vs. Miami (Fla.) Hurricanes best bets and predictions

ByPublished: Sep 20, 2025 9:40PM UTC . 2 min read

The fourth-ranked Miami (Fla.) Hurricanes will battle the Florida Gators in a key non-conference matchup on Saturday night. Florida is coming off a 20-10 loss at LSU in Week 3, while Miami (Fla.) cruised to a 49-12 win over South Florida. The Gators (1-2), who finished 10th in the SEC at 4-4 and 8-5 overall last year, are just 2-3 on the road since the start of last season. The Hurricanes (3-0), who finished third in the Atlantic Coast Conference at 6-2 and were 10-3 overall a year ago, are 9-0 on their home field over the past two seasons.

Kickoff from Hard Rock Stadium in Miami Gardens, Fla., is set for 7:30 p.m. ET. Miami (Fla.) leads the all-time series 29-27. The Hurricanes are 7.5-point favorites in the latest Florida vs. Miami (Fla.) odds from SportsLine consensus, while the over/under for total points scored is 50.5. Miami is the -308 favorite on the money line.

Before making any Florida vs. Miami (Fla.) picks, you NEED to see what SportsLine expert Tom Fornelli has to say.

A CBS Sports writer since 2010, the entertaining Fornelli is perhaps best known for his college football expertise. Fornelli co-hosts the popular Cover 3 Podcast and appears regularly on CBS Sports HQ. You'll get maximum access to Fornelli's picks only on SportsLine. 

Fornelli's dedication to analysis of all levels of college football has helped him go 13-5 (+787) on his last 18 picks in Miami (Fla.) games. Anyone who has followed him could be WAY UP!

Fornelli has analyzed Florida vs. Miami (Fla.) and is leaning Under on the point total. He's also found a critical X-factor that has him jumping all over one side of the spread! 

Who wins Florida vs. Miami (Fla.) and what critical X-factor has Fornelli jumping on one side of the spread? ... Join SportsLine right now to find out, all from an expert who returned $787 to $100 players over his last 18 Miami (Fla.) picks!

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Daniel Kohn

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