All eyes will be on Lincoln Financial Field on Friday when the Temple Owls (2-5) host the SMU Mustangs (4-2) in the only FBS college football game of the night. SMU is looking to win its third straight game after defeating East Carolina 31-10 last week. Temple is looking to snap a four-game losing streak after being blown out by North Texas 45-14 in its last outing. Temple quarterback E.J. Warner, son of NFL legend Kurt Warner, has been officially ruled out for this game with a concussion. SMU is 2-3 and Temple is 0-6 against the spread in 2023. 

The Mustangs are 23.5-point favorites (up from -18 on the opening line) in the latest SMU vs. Temple odds via SportsLine consensus, while the over/under for total points scored is 54.5. SMU is a -2368 (risk $2,368 to win $100) favorite on the money line, with Temple listed as a +1122 underdog (see up-to-date odds for every game this week on our college football odds page). 

Before you make any SMU vs. Temple picks or any other college football predictions, you NEED to see which side proven SportsLine expert Jimmie Kaylor is on. 

Kaylor is a NFL, college football, and DFS expert for SportsLine, who has covered the NFL and college football for close to a decade as a member of the Pro Football Writers of America. His background as a former college football All-American and NFL player gives him a unique perspective when building his fantasy lineups and locking in his betting picks. He has his finger on the pulse of the college football landscape and has been cashing in big for the last two years. 

Kaylor has been red-hot all season, going 24-9-1 on his college football best bets for SportsLine this season so far! Anyone who has followed his picks is WAY UP!

Kaylor knows that Temple will be without one of the best pure passers in the AAC in quarterback E.J. Warner, who is still battling a concussion. With Warner unable to go, the Owls will turn to senior Quincy Patterson. This game will be in Philadelphia, meaning weather can always be a factor.

Kaylor, however, also factored in SMU's strong play in its last two games. Sophomore quarterback Preston Stone is getting more comfortable in the Mustangs' offense and enters this matchup with 14 touchdowns and five interceptions. SMU is one of the stronger defensive teams in the AAC, allowing only 311.3 total yards per game this season.

Now, Kaylor has locked in a confident against-the-spread pick for SMU vs. Temple. We can tell you he's leaning Over on the point total, but he knows a crucial X-factor makes one side of the spread a MUST-BACK! You ABSOLUTELY need to see what it is before locking in any picks of your own.

Who wins SMU vs. Temple on Friday night, and what critical X-factor makes one side of the spread a must-back? ... Join SportsLine right now to see which side of the SMU vs. Temple spread to jump on, all from the expert who is on a 24-9 roll betting on college football this season, and find out!