PEACH BOWL -- This matchup will be missing two Heisman Trophy. finalists, as Pittsburgh QB Kenny Pickett and Michigan State RB Kenneth Walker III will not play. Look for the Spartans to take full advantage of Panthers backup QB Nick Patti’s limited experience, and push past the number late. Take Michigan State on the small number.

The total did a full touchdown nosedive with the opt-outs of Pitt QB Kenny Pickett and Michigan State RB Kenneth Walker III, both headed to the NFL. Each was front and center on his offense, and the fill-ins are unlikely to pile up the points. Panthers QB Nick Patti has barely played. The Spartans might need to flip from run-first to pass-first, a challenging switch. I'm on the Under.

PEACH BOWL: The Panthers won’t have Heisman Trophy finalist Kenny Pickett at quarterback and the Spartans will tee it up without star running back Kenneth Walker III. Those two facts in and of themselves are enough to be skeptical about this one. This will be one of those ultra-sloppy bowl games that serves more of a comedic value than anything else.

Peach Bowl -- Not sure how I feel about the spread on this game yet but I love the Under now that the best offensive player on each side, Pitt QB Kenny Pickett and Michigan State running back Kenneth Walker, are skipping the game. Pickett was third in the Heisman voting and Walker sixth.