Three points. That’s all that separates Memphis from a perfect straight-up record, as a 30-28 defeat to Temple was the Tigers' lone setback. The Tigers have averaged 47 points in their past four games and have hurdled the half-century mark three times. Compare that to USF, which has managed all of 24 points in its two previous games, both at home. Memphis is just ahead of Cincinnati and Boise State among Group of Five schools in the football playoff rankings and seeks a resounding win to hold its spot.

The Bulls' defense has been spotty, and there's no way that the offense can keep up in a shootout against the Tigers. You might sweat this one a bit, but quarterback Brady White will lead Mike Norvell's team to a fourth-quarter cover.

One night, in a dingy bar on Beale Street, Memphis locked eyes from across the room with the Over. It was love at first sight, and they've been inseparable ever since. The Over is 21-11 in Memphis' conference games under Mike Norvell, as well as 24-10 the week following a Memphis win. Considering South Florida's rush defense, Memphis might get 50 points on its own.