The Jaguars could be without three defensive starters again Sunday versus the Chargers, who are coming off a bye and eager to snap their four-game skid. L.A. is better than its record. Jacksonville has given up at least 30 points in five straight games. Lay it.

I know that everybody loves Justin Herbert when he makes ridiculous throws because he has amazing arm strength, but don't let them distract you from everything else. The Chargers were last seen on a Monday night against New Orleans when Herbert made some great throws, and that's having an impact on this line. The Saints pass defense is average at best this year, and Herbert took advantage of mistakes on their end. He deserves credit for that. But he's also in charge of an offense that cannot run the ball and is entirely dependent on him. I am nowhere near ready to start trusting him as this heavy a favorite against anybody.

Defensively, the Chargers are hard to prepare for. Because of their ability to pressure the QB, giving him multiple looks and pressures, they'll be able to keep Jags QB Gardner Minshew guessing and second-guessing his decisions, thus, holding the football for too long and also putting the ball in harm's way. Look for this Chargers team to finally finish and get a win at home.