The Sun Belt Conference and Conference USA collide when the Georgia State Panthers meet the Western Kentucky Hilltoppers on Saturday afternoon in the 2020 LendingTree Bowl at Ladd-Peebles Stadium in Mobile, Ala. Kickoff is set for 3:30 p.m. ET. William Hill Sportsbook pegs the Panthers as 3.5-point favorites in the latest odds, while the Over-Under for total points scored is 49.5. (Find the latest college football lines for every bowl game on our college football odds page.) 

Before making any Georgia State vs. Western Kentucky picks, you need to check out the college football bowl predictions from the SportsLine Projection Model.

The SportsLine Projection Model simulates every FBS college football game 10,000 times. Over the past four-plus years, the proprietary computer model has generated a stunning profit of over $3,500 for $100 players on its top-rated college football picks against the spread. It enters bowl season a sizzling 55-35 on all top-rated picks, returning over $500. Anyone who has followed it has seen huge returns.

Now, it has set its sights on Western Kentucky vs. Georgia State. We can tell you it's leaning Under the total, and it's also generated an against-the-spread pick that cashes in more than 50 percent of simulations! You ABSOLUTELY need to see it before locking in any college football picks of your own.

So who wins Georgia State vs. Western Kentucky? And which side of the spread can you bank on more than 50 percent of the time? ... Join SportsLine right now to find out which side of the Western Kentucky vs. Georgia State spread to back, all from the advanced model that is a sizzling 55-35 on top-rated picks entering bowl season!