Tulsa comes off a horrendous 2-10 season, but the Golden Hurricane brought back 15 starters this season, including QB Luke Skipper. However, they come off a rough home loss to Arkansas State to drop to 1-2 and have allowed 28 ppg and 180 yds rushing per game. Temple couldn't get out of its own way in home losses to Villanova and Buffalo. But when backup QB Anthony Russo started the last game at Maryland, the offense clicked in a 35-14 win. Temple gets the cover Thursday.

I must admit that, based on the results of the first three weeks, I'm confused by the fact Temple comes into this game with a more potent offense than Tulsa. Recent history suggests this shouldn't be the case, but alas, to this point it is. Either way, I'm not expecting either of these offenses to have a prolific evening on Thursday night.

Both clubs tend to perform better ATS as an underdog, and on Thursday we will see a role reversal between Temple and Tulsa. Last week, the desperate Owls came together and thumped Maryland 35-14 as a 17-point road underdog, while Tulsa was listless in a home loss to Arkansas State. Although it appears Temple has turned the corner, this is still too many points to give against a desperate Golden Hurricane program that is 16-5 ATS in its past 21 road contests, and has covered six of seven away from home against losing teams.